Finance

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GET APPROVED FOR LONDON, ON VEHICLE FINANCING

BMW London offers a variety of financing and leasing options to help make the BMW experience a reality for you. Once you’ve made your decision to finance or lease a vehicle from us at BMW London, our Finance Experts can customize a payment plan that will fit your budget. We offer financing through major banks and credit unions throughout the London, Stratford, Woodstock, Chatham and St. Thomas areas.

With BMW London, it’s easy to apply for financing. Do you want to check whether you qualify? Our fully secure online car credit application is short and simple so you can get pre-approved as soon as today for a car loan or financing. Apply with us through our online credit application and get pre-approved. You can also contact us to inquire about financing, or schedule an appointment to come visit us in person.

LONDON, ON BMW VEHICLE FINANCING TERMS & RATES

If you have vehicle ownership in mind, then we certainly can help. With competitive, low percent interest rates and finance contract terms from 24 to 84 months combined, as well as a wide range of down payment options, BMW’s Standard Finance option is straightforward, easy and perfectly suited to many buyers. The benefits include:

  • Many down payment options
  • Flexible terms
  • Zero closing fees

We offer 24, 36, 48. 60, 72 or 84 month terms, depending on the vehicle model year.

Please ask us about our competitive London, ON BMW vehicle financing rates and our programs for customers who could use a credit boost. Apply today and join our long list of approved customers from across Ontario, including the cities of London, Stratford, Woodstock, Chatham and St. Thomas.

LONDON, ON BMW VEHICLE LEASING

You’ve probably heard the benefits of leasing: you get to drive a new vehicle more often, pay less per month than with financing, pay only for as much as your drive, and so on. Leasing is a fun way to experience a BMW for yourself, and it’s easy for you to drive a BMW now and upgrade to another model in the future. And by partnering with financial institutions all throughout Ontario, BMW London can offer you more flexible leasing options, kilometre options, and end-of-lease options than you ever would have expected.

THE STANDARD LEASE

Our no-nonsense new car lease offers competitive rates and low monthly payments for both brand-new and Pre-Owned BMWs. The standard vehicle lease offers the benefit of flexible down payment options with 24, 36, 39 or 48 months, depending on the vehicle model year.

THE SINGLE PAYMENT LEASE

With the single payment lease, you enjoy the many benefits of leasing while avoiding monthly payments completely. Your interest is calculated at a reduced rate, so the lump payment is less than what your monthly payments would add up to with a Standard Lease, and you still have the ability to purchase your BMW at the end of your lease. You get the conveniences of a cash purchase with the advantages and security of leasing.

BENEFITS

  • Reduced interest rate
  • No monthly payments
  • Reduced cost of borrowing
  • Lower lump payment than with the Standard Lease

THE MULTIPLE SECURITY DEPOSIT LEASE

Another option that can significantly lessen your lease rate is to make up to nine additional refundable security deposits. Your resulting monthly payments are less, and you’ll get all your security deposits back at lease end. (Refundable amount may be reduced by the amount of any outstanding charges on the account.)

BENEFITS

  • Lower interest rates
  • Lower monthly payments
  • Security deposit is refundable at maturity
  • Great alternative to making down payments

KILOMETRE OPTIONS

When BMW says “pay only for the portion you drive,” they mean it; no one offers more kilometre options than BMW Financial Services. If the standard lease of 24,000 km per year doesn’t suit your needs, you may also select from other kilometre options. Additional kilometres can also be purchased up front. You likely won’t find this flexibility at your financing institution.

NEW BMW

In addition to the Standard Kilometre allowance of 24,000 km per year, you can also choose from three low Kilometre options at 12,000 km, 16,000 km, and 20,000 km per year.

COULD YOUR CREDIT USE A BOOST?

If you’re struggling with your credit and you’re interested in getting London, ON BMW vehicle financing with lower interest, then we recommend you start with your personal financial institution and check out your credit report and score. Doing so will indicate areas for improvement, and you can discuss these opportunities with your bank or credit union, or even a lender like BMW London. It might be wise to try to rebuild your credit before you finance a BMW, and this could be as simple as clearing up existing debt.

Regardless of your credit, however, we can still help you! You can request a quote from your bank or credit union, and then our Finance Experts will shop your credit profile around for you, trying to beat that offer! We also offer sub-prime financing with a full line of products to protect your investment.